Bridge converts a lump-sum premium into a pool of tax-free long-term care benefits and grows your money if you never need care.
This shows the estimated annual cash benefit available if you first need qualified long-term care at each age. Click the graph line for yearly details.
Benefit pool grows at a guaranteed 3% per year. Growth stops after 20 years or once on claim.
If you never use LTC benefits, your premium plus any growth passes to your heirs as a death benefit. This chart shows the estimated account value over time. Click the graph line for yearly details.
Assumes the current 5% growth rate, not guaranteed going forward. Contractual minimum is 1%. Growth can be tied to an equity index with different results, not shown here. If LTC benefits are paid, the remaining account value and heir payout decrease.